This is the Privacy Policy ("Policy") of PurplePath Wealth Management Solutions Private Limited, a company incorporated under the laws of India and having its registered office at #863, 5th Main, 5th Cross, 1st Stage, Indiranagar, Bangalore – 560038, Karnataka, India ("Company").
The term "We", "Us", "Our" shall mean Finobot. "Agreement" shall mean and refer to Privacy Policy, including any amendments that may be incorporated into it. "Third Party" shall mean and refer to any individual(s), company or entity apart from the User and Finobot.
The Company has developed and solely owns a mobile software application called "Finobot" ("App" or "Application"). The Company makes the App available for download and use on mobile devices to a "User" (any natural or legal person who has agreed to become a user of the application by installing the Application, hereinafter also referred as "You"). Downloading and installing the App shall be deemed to constitute sufficient proof that "User" has read, understood and accepted this Policy.
If you have any questions or concerns regarding this privacy policy, you should contact our Customer Support Desk at info@purplepath.in or +91 8884400678.
1. INFORMATION OVERVIEW
We commit to respecting your online privacy data. We further recognize your need for appropriate protection and management of any personally identifiable information ("Personal Information") you share with us.
Your "Personal Information" includes, but is not limited to, your name, email address, telephone number, location, device ID, demographics data, financial data and other information obtained from SMS (Partial payment card data only to the extent such card data is disclosed in your SMS, information related to the transaction in question including identity of the service or product, price or fee paid or payable in respect thereof and other information in the SMS) which you may share.
The App may also use Your mobile device's ID (the unique identification number assigned to a mobile device by the manufacturer). The App does this to store your preferences and provide you an identical experience across devices.
In case you participate in any other schemes, facilities, services provided by the App, you may be required to provide additional information. Such information will also remain in the Company's database and will be considered as your Personal Information and will be treated as confidential.
2. NOTIFICATION OF MODIFICATIONS AND CHANGES TO THE T&C AND PRIVACY POLICY
We reserve the right to change the Terms & Conditions and Privacy Policy from time to time as we deem fit, without any intimation to you, and your continued use of the site will signify your acceptance of any amendment to these terms.
You are therefore advised to re-read the Terms of Use on a regular basis. Should it be that you do not accept any of the modifications or amendments to the Terms, you may terminate your use of this App immediately.
3. PURPOSE OF COLLECTION AND USE OF PERSONAL INFORMATION
Company may collect, store, access and use Personal Information solely to the extent required for the Company to enable Users to utilize the features of the App and to provide better experience to Users.(Refer other links)
We use the information that you provide to us for our own use to improve our products and services and the content of this site / App. In addition we may share this information with our Partners only if you indicate interest in products that are serviced through our Partners and their related concerns. We may use demographic and profile data for statistical analysis and improvement of our marketing activities.
If you intend to use the App and/or share your data with the Company, it is solely at your own volition and risk and after reading and confirming it to this Policy. The Company does not compel Users to disclose Personal Information.
4. PROTECTION OF INFORMATION AND STORAGE
We treat data as an asset that must be protected against loss and unauthorized access. The Company takes all reasonable precautions by way of using current industry standard encryption technologies to protect Personal Information from loss, misuse and unauthorized access, disclosure, alteration and destruction. However, "perfect security" does not exist on the Internet. You therefore agree that any security breaches beyond the control of our standard security procedures are at your sole risk and discretion. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it.
5. CONFIDENTIALITY
You further acknowledge that the App may contain information which is designated confidential by Us and that you shall not disclose such information without our prior written consent.
Your information is regarded as confidential and therefore will not be divulged to any third party, unless if legally required to do so to the appropriate authorities.
We will not sell, share, rent, lease, trade, distribute, publish, transfer, or give your personal information to any third party or use your e-mail address for unsolicited mail or use your phone number for unsolicited call. Any emails sent by us or calls made by us will only be in connection with the provision of agreed services and products.
6. OUR DISCLOSURE OF YOUR INFORMATION
Due to the existing regulatory environment, we cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Policy. By way of example (without limiting and foregoing), we may be forced to disclose information to the government, law enforcement agencies or third parties. Under certain circumstances, third parties may unlawfully intercept or access transmissions or private communications, or members may abuse or misuse your information that they collect from our App. Therefore, although we use industry standard practices to protect your privacy, we do not promise, and you should not expect, that your personally identifiable information or private communications would always remain private.
As a matter of policy, we do not sell or rent any personally identifiable information about you to any third party.
6.1 Law and Order: We cooperate with law enforcement inquiries, as well as other third parties to enforce laws, such as: intellectual property rights, fraud and other rights. We can (and you authorize us to) disclose any information about you to law enforcement and other government officials as we, in our sole discretion, believe necessary or appropriate, in connection with an investigation of fraud, intellectual property infringements, or other activity that is illegal or may expose us or you to legal liability.
7. CONTROL OF YOUR PASSWORD
When you sign up to become a Member, you will also be asked to choose a password. You are entirely responsible for maintaining the confidentiality of your password. It is important that you protect it against unauthorized access of your account and information by choosing your password carefully, and keeping your password and device secure by signing out after using our services.
You agree not to use the account, username, email address or password of another Member at any time or to disclose your password to any third party. If you choose to share this information with third parties to provide you additional services, you are responsible for all actions taken with your login information and password and therefore should review each third party's privacy policy. You are responsible for all actions taken with your login information and password. If you lose control of your password, you may lose substantial control over your personally identifiable information and may be subject to legally binding actions taken on your behalf. Therefore, if your password has been compromised for any reason, you should immediately change your password. You agree to notify us immediately if you suspect any consistent unauthorized use of your account or access to your password even after changing it.
8. DISCLAIMER
We cannot ensure that all of your private communications and other personal information (including sensitive information like credit card information and bank account number) will never be disclosed in ways not otherwise described in this Privacy Policy. Therefore, although we are committed to protecting your privacy, we do not promise, and you should not expect, that your personal information will always remain private. As a user of the App, you understand and agree that you assume all responsibility and risk for your use of the App, the internet generally, and the documents you post or access and for your conduct on and off the App.
We may provide links of other websites of interest on the Application, without any accuracy, completeness, or usefulness of any content, warranty, merchantability, endorsement, suitability, any assurance of quality, authenticity, and appropriateness to view such websites and responsibility, liability, obligations on part of the Application. This Privacy Policy does not apply when you access such sites or links.
9. DISPUTES AND JURISDICTION
All disputes involving but not limited to rights conferred, compensation, refunds, and other claims through this policy will be resolved through a two-step Alternate Dispute Resolution mechanism.
9.1. Stage 1: Mediation. In case of a dispute, the matter will first be attempted to be resolved by a sole mediator who is a neutral third party and will be selected at the mutual acceptance of a proposed mediator by both parties. Both parties may raise a name for sole mediator and in case both parties accept the proposed name, the said person shall be appointed as sole mediator. In any case the parties are not able to reach a consensus within two proposed mediators, the Company reserves the right to decide who the final mediator is. The decision of the mediator is not binding on both parties, however the parties in good faith will attempt to bind by the decision, the parties agree that the mediation shall be held in Bangalore and the proceedings shall be conducted in English Language.
9.2. Stage 2: Arbitration. In case that mediation does not yield a result suitable or preferred by any one of the parties, arbitration may follow, the award of which is binding on both parties. The Arbitration Board shall comprise three members - one appointed by each party and the third member to be nominated by the two appointed members by mutual consent. Arbitration shall be held at Bangalore, India. The proceedings of arbitration shall be in the English language. The arbitrator's award shall be final and binding on the Parties. If the dispute cannot be resolved by this two-step Alternate Dispute Resolution mechanism, it shall be referred to the courts at Bangalore.